Middlebury College

Private Lending for Higher Education

Loan Products

Here are loan options for you to explore. You may filter your options, then select up to five loans for further comparison.

Loan Cost Calculator

Explore different number combinations to understand what you can afford.

Comparison List

Fixed APR Range

Variable APR Range

Education Loan Finance

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan ELFI Private Parent Loan (Fixed Rate) ELFI Private Parent Loan (Fixed Rate) Fixed 8.420% 12.810% 6 months
Apply for the loan ELFI Private Parent Loan (Variable Rate) ELFI Private Parent Loan (Variable Rate) Variable 4.980% 12.540% 6 months
Apply for the loan ELFI Private Student Loan (Fixed Rate) ELFI Private Student Loan (Fixed Rate) Fixed 8.420% 13.010% 6 months

Nymeo Federal Credit Union

College Ave Student Loans

We are simplifying the student loan experience. By specializing in student loans, we give our customers the attention they deserve and deliver loans that are simple, clear, and personalized.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan College Ave Undergraduate Loan (Fixed & Variable Rate) College Ave Undergraduate Loan (Fixed & Variable Rate) Fixed
Variable
4.070%
5.590%
15.480%
16.690%
6 months
Apply for the loan College Ave Graduate Loan (Fixed & Variable Rate) College Ave Graduate Loan (Fixed & Variable Rate) Fixed
Variable
4.070%
5.590%
14.490%
14.490%
9 months
Apply for the loan College Ave Parent and Sponsor Loan (Fixed & Variable Rate) College Ave Parent and Sponsor Loan (Fixed & Variable Rate) Fixed
Variable
4.070%
5.590%
15.480%
16.690%
0 months

Brazos Education Lending a Texas Non-Profit

Brazos Education Lending Corporation is a Texas nonprofit corporation. Our mission is to promote college affordability by saving students and parents money on their student loans with no fees, low interest rates, and multiple repayment terms.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan Brazos Graduate Loan - Fixed & Variable Rate Brazos Graduate Loan - Fixed & Variable Rate Fixed
Variable
2.710%
5.330%
7.380%
9.100%
6 months
Apply for the loan Brazos Undergraduate Loan - Fixed & Variable Rate Brazos Undergraduate Loan - Fixed & Variable Rate Fixed
Variable
2.710%
5.330%
7.380%
9.100%
6 months

Citizens

Apply once and we've got you covered until graduation! Instead of applying for a new student loan every year, Citizens Multi-Year Approval gives you a plan to fund your entire college experience. Know how much you can borrow over the years.

Earnest

We continue to add new features to make our products truly unique. NEW for 2023!!! Rate match guarantee. Also NEW for 2023!!! Bi-weekly payment options. Great rates and zero fees (including late fees) 9-month grace period (50% more than most)

Affinity Federal Credit Union

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan Affinity FCU Smart Option Student Loan by Sallie Mae (Variable or Fixed Rate) Affinity FCU Smart Option Student Loan by Sallie Mae (Variable or Fixed Rate) Fixed
Variable
4.500%
6.370%
15.490%
16.700%
6 months
Apply for the loan Affinity FCU Graduate School Loan by Sallie Mae (Variable or Fixed Rate) Affinity FCU Graduate School Loan by Sallie Mae (Variable or Fixed Rate) Fixed
Variable
4.990%
6.870%
14.480%
16.470%
6 months

Ascent Funding

Ascent gives you more opportunities to pay for college with or without a cosigner. Ascent's award-winning benefits include 1% cash back, flexible plans, discounts & more! Check your rate in minutes without impacting your credit - No application fees.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan Ascent Non-Cosigned Outcomes-Based Loan (Fixed or Variable Rate) Ascent Non-Cosigned Outcomes-Based Loan (Fixed or Variable Rate) Fixed
Variable
12.940%
13.270%
14.930%
15.180%
9 months

CHESLA

CHESLA provides a financial literacy portal called CT Dollars & Sense, an annual need-based scholarship program, a low fixed rate loan program for students in college, and a refinancing program featuring low fixed rates for students out of college.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan CHESLA Undergraduate Loan CHESLA Undergraduate Loan Fixed 6.350% 6.350% 6 months
Apply for the loan CHESLA Graduate Loan CHESLA Graduate Loan Fixed 6.350% 6.350% 6 months

New Jersey Higher Ed Assistance Authority

NJCLASS offers low fixed interest rate assistance for students and families to cover the cost of attendance. With three repayment options, NJCLASS allows you to choose your low fixed interest rate. Receive an additional 0.25% with auto payments.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan NJCLASS Fixed NJCLASS Fixed Fixed 5.690% 7.490% 1 month

EDvestinU

We're Granite Edvance, a 60-year-old New Hampshire-based nonprofit that helps students find their direction and fund their future. Both Granite Edvance and EdvestinU loan products are offered by Granite Edvance Corporation.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan EdvestinU Private Loan (Fixed) EdvestinU Private Loan (Fixed) Fixed 6.000% 9.935% 6 months
Apply for the loan EdvestinU Private Loan (Variable) EdvestinU Private Loan (Variable) Variable 8.120% 11.020% 6 months
Apply for the loan EdvestinU Private Loan for International Students (Fixed) EdvestinU Private Loan for International Students (Fixed) Fixed 6.000% 9.935% 6 months

Digital Credit Union

As a not-for-profit credit union, our focus is on people, not profits. That means lower rates and convenient repayment structures to help you responsibly manage paying for college.

Sallie Mae

While on your educational journey, Sallie Mae is here to help. Choose between a fixed or variable interest rate and a repayment option that works best for you. There are no origination or disbursement fees and no pre-payment penalties.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan Sallie Mae Smart Option Student Loan for Undergraduate Students (Variable or Fixed Rate) Sallie Mae Smart Option Student Loan for Undergraduate Students (Variable or Fixed Rate) Fixed
Variable
4.500%
6.370%
15.490%
16.700%
6 months
Apply for the loan Sallie Mae Graduate School Loan (Variable or Fixed Rate) Sallie Mae Graduate School Loan (Variable or Fixed Rate) Fixed
Variable
4.990%
6.870%
14.480%
16.470%
6 months

SoFi

SoFi Private Student Loans make the process of applying easier, faster, and more transparent. With low fixed and variable rates, zero fees, and flexible repayment options, this student loan empowers borrowers to get a loan that fits their needs.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan SoFi Private Student Loan for Undergraduates (Fixed and Variable) SoFi Private Student Loan for Undergraduates (Fixed and Variable) Fixed
Variable
4.440%
5.990%
14.700%
14.700%
6 months
Apply for the loan SoFi Private Student Loan for Graduates (Fixed and Variable) SoFi Private Student Loan for Graduates (Fixed and Variable) Fixed
Variable
4.990%
5.990%
14.500%
14.500%
6 months
Apply for the loan SoFi Private Student Loan for Parents (Fixed and Variable) SoFi Private Student Loan for Parents (Fixed and Variable) Fixed
Variable
6.500%
6.320%
14.880%
14.880%
0 months

VSAC

As a nonprofit, we serve students, not shareholders. For students coming to Vermont for college and Vermont residents attending colleges in the U.S and abroad. VSAC-education loans with you in mind.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan Vermont Choice Loan Vermont Choice Loan Fixed 4.700% 6.410% 0 months
Apply for the loan VSAC Parent Loans VSAC Parent Loans Fixed 4.460% 8.490% 0 months
Apply for the loan VSAC Student Loans VSAC Student Loans Fixed 4.450% 8.160% 0 months

LendKey

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan LendKey Private Student Loan LendKey Private Student Loan Fixed
Variable
4.390%
6.070%
10.390%
11.310%
6 months

Granite Edvance

We're Granite Edvance, a 60-year-old New Hampshire-based nonprofit that helps students find their direction and fund their future. Both Granite Edvance and EdvestinU loan products are offered by Granite Edvance Corporation.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan Granite Edvance Student Loan (Fixed) Granite Edvance Student Loan (Fixed) Fixed 4.500% 9.197% 6 months
Apply for the loan Granite Edvance Student Loan (Variable) Granite Edvance Student Loan (Variable) Variable 7.370% 10.300% 6 months