University of Utah

Private Lending for Higher Education

Welcome to FastChoice

To better understand private student loans, their eligibility requirements, interest rates, fees, and repayment terms, we recommend that students first complete "Borrowing Essentials" below, which is a basic overview of private student loans versus federal student loans.

You may skip this step if you choose by selecting the link "I've already completed Borrowing Essentials." This will take you directly to the loan disclosure page and private loan comparison chart.

magnifying glass image

Searching for a Private Loan?

There are many ways to pay for higher education, and choosing the right approach requires a good understanding of your options, your responsibilities, and the various details of each lender's loan products.

It's a lot to keep in mind. FastChoice makes it easy by providing you with information about private loans in an easy-to-understand format, to help you determine which private student loan best meets your needs.

building image

Borrowing Essentials

Borrowing Essentials provides an interactive overview of some basic information about borrowing money to pay for your education.

The next few pages will quickly get you up to speed. Having a good understanding of these topics will help you get the most out of what you borrow on the best possible terms. You'll be better equipped to make an informed decision.