Valley City State University

Private Lending for Higher Education

Loan Products

Here are loan options for you to explore. You may filter your options, then select up to five loans for further comparison.

Loan Cost Calculator

Explore different number combinations to understand what you can afford.

Comparison List

Fixed APR Range

Variable APR Range

Sallie Mae: The nation's #1 private education loan lender

Choose a Proven, Trusted Lender Known for Excellence. Delivering Competitive Fixed and Variable Rates, Multiple Repayment Options, and Absolutely No Application, Origination, or Disbursement Fees

SoFi

SoFi Student Loans make the process of applying easier, faster, and more transparent. With low fixed and variable rates, zero fees, and flexible repayment options, this student loan empowers borrowers to get a loan that fits their needs.

College Ave

We offer a fast decision, flexible repayment option and 100% of school-certified cost of attendance covered so you can focus on what matters most, your education.

Product Name Rate Type APR Min APR Max Grace Period Compare
College Ave Undergraduate Loan (Fixed & Variable Rate) Fixed
Variable
2.190%
3.890%
17.990%
17.990%
6 months
College Ave Graduate Loan (Fixed & Variable Rate) Fixed
Variable
2.290%
3.890%
15.990%
15.990%
9 months
College Ave Parent and Sponsor Loan (Fixed & Variable Rate) Fixed
Variable
3.990%
4.890%
17.990%
17.990%
0 months

SELF Loan

Product Name Rate Type APR Min APR Max Grace Period Compare
MN SELF Loan (Fixed Rate) Fixed 5.730% 6.680% 0 months
MN SELF Loan (Variable Rate) Variable 5.460% 5.990% 0 months

earnest

Zero fees, no income requirements, and maximum support! You get flexible loan terms, low rates, and help in minutes. Trusted by over 70,000 clients, with a 4.6/5.0 rating on Trustpilot. Check your eligibility in 2 mins, with no credit check.

Bank of North Dakota

BND student loans offers competitive interest rates with no loan fees. ND residents can use the funds at eligible schools in the U.S. Out-of-state residents attending an ND institution may also apply. To refinance, a borrower must be an ND resident.

Product Name Rate Type APR Min APR Max Grace Period Compare
Bank of North Dakota DEAL Loan (Fixed or Variable Rate) Fixed
Variable
6.200%
4.890%
6.200%
4.890%
6 months