Ferris State University

Private Lending for Higher Education

Loan Products

Private parent education loans are a relatively new option. There are currently very few lenders offering these loans. As our preferred lenders add private parent loan options, those options will be available in FastChoice.

Loan Cost Calculator

Explore different number combinations to understand what you can afford.

Comparison List

Fixed APR Range

Variable APR Range

Citizens

Apply once and we've got you covered until graduation! Instead of applying for a new student loan every year, Citizens Multi-Year Approval gives you a plan to fund your entire college experience. Know how much you can borrow over the years.

Product Name Rate Type APR Min APR Max Grace Period Compare
Apply for the loan Citizens Parent or Sponsor Loan (Fixed & Variable Rates) Citizens Parent or Sponsor Loan (Fixed & Variable Rates) Fixed
Variable
6.490%
7.200%
9.550%
9.550%
6 months