Welcome to FastChoice

FASTChoice helps you request the loan you determine is right for you by providing detailed information for various loans, as well as the terms and benefits offered by different lenders. Private, alternative Loans are loans not guaranteed by the Federal Government and are not awarded as part of a student's financial aid package. The borrower (either student or parent) may borrow such a loan through various participants such as banks or credit unions to help cover college expenses. Students should exhaust their eligibility in the federal loan programs before borrowing through a private student loan program. There are many different types of alternative loans for different types of borrowers. Alternative loans are not need-based; rather they are based on creditworthiness. Most students will need a creditworthy co-signer such as a parent or other relative in order to obtain a private loan.